How it works

Three simple steps to claim your funds

Sign the authorization

Click the button below and complete the DocuSign form. Takes less than 5 minutes.

We file your claim

Our team prepares and submits your claim packet directly to the county.

You receive your funds

Once approved, the county releases your funds. We collect our fee only at this point.

What are surplus (excess proceeds)?

In some tax sales or foreclosure processes, the winning bid can exceed the amount owed. The extra amount may be held by a county or court office as surplus or excess proceeds and may be claimable by the former owner or eligible heirs.

Important: You may be able to claim funds directly through the county at no cost.

Your options

You may file a claim directly with the county yourself, or you may authorize KoStKo Homes, LLC to assist you with the recovery process. If you choose to proceed with KoStKo, you will review disclosures and sign an authorization agreement.

How KoStKo Helps

KoStKo Homes, LLC assists with research, documentation, filing, and follow-up. Our services are contingency-based. No payment is required unless funds are recovered.

We find your claim

Verify the holding office and identify your exact funds

We prepare everything

Handle all documentation and county submission on your behalf

We keep you updated

Track county responses and provide updates throughout the process

Disclosure

KoStKo Homes, LLC is not a law firm and does not provide legal advice. This page provides general information only and does not guarantee recovery.
County processing times vary.

Frequently Asked Questions

Is this legitimate?

Yes. Surplus funds are real excess proceeds held by counties after tax sales or foreclosures. KoStKo Homes is a licensed recovery service that helps rightful owners claim these funds.

Can I file the claim myself?

Yes, you can file directly with the county at no cost. If you choose to work with KoStKo, we handle all the paperwork and only charge a fee upon successful recovery.

How long does this take?

County processing times vary. Most claims are resolved within 60–120 days after submission. We track every step and keep you informed.

What documents do I need?

Just your signature on the authorization form to start. Our team will let you know if any additional documents are needed during the process.

Have questions before signing?

KoStKo Homes, LLC
Surplus Registry Division
Contact: SurplusFunds@KoStKoHomes.com